Bhd.). Fundaztic uses the soft approach when the note is overdue for less than 60 days. Want to know how I find and analyze a stock? Upon successful verification, you can start investing in notes. The auto investment (investing bot) option for Capbay is not similar to other p2p platforms (eg Fundaztic, Funding Societies). If you are Black Belt Millionaire readers, you get to enjoy instant RM50 bonus when you invest with as low as RM50. If you are wondering about safety, rest assured that as an investor you will be protected and covered by a ‘living will’. You may get Fundaztic Bonus if you register or when you refer a friend during a promotional period. A Brand New Investment For You on Fundaztic (Peoplender Sdn. What Are The Other Benefits Investing With Fundaztic? Sign up now to invest. You will need to invest a minimum of RM50 to utilize a Fundaztic Bonus of the same value. How It Began Image Credit: Fundaztic Your email address will not be published. Every loan is known as a note on this platform. What are you waiting for? "All written content on this site is for information purposes only. By clicking on this link, I may gain referral rewards from your registration with the platform. My personal cut off point is 8%. Insert the amount that you wish to invest in the Notes. It allows the platform’s investors to cash out from their existing investments or to buy more notes to enhance their returns, says CEO Kristine Ng. If you have any questions, please visit our FAQ section or email us at [email protected], Mondays to Thursdays (9am to 5:30pm), and Fridays (9am to 5pm), [email protected] +603-7710 0858 +6012-508 5853. Select “Active” and click “Submit”. This interest works according to the simple interest and does not take into account the compounding periods. “We find that a lot of young investors, some of them will just invest in one note and then they will start praying that nothing goes wrong. It is used to compare the annual interest between funding with different compounding periods like week, month, year etc. Just follow the video instructions and start gaining access to … The request is done through an online digital platform. This interest works according to the simple interest and does not take into account the compounding periods. Bear in mind that there is still risk of default even though this figure is low. We would discuss: – Brief Introduction of Fundaztic – Strategies to mitigate your risk and earn more with Fundaztic “It is the perfect time [to launch the secondary market]. 要使用Fundaztic Bonus,我需要投入多少本金?. I look at two criteria. This is the real interest that we will get annually. Let’s compare an investment capital of RM20,000 over a 24-month period by selecting fixed deposit, unit trust, and bonds against Fundaztic’s P2P financing side-by-side. All rights reserved. Fundaztic (Link) is a peer-to-peer financing platform in Malaysia. Here are the step by step to register as an Issuer on Fundaztic P2P Financing platform. Effective interest rate is the one which caters to the compounding periods during a payment plan. Fundaztic aims to drive access to financing so even micro businesses and start-ups can apply. We provide a virtual marketplace where borrowers and lenders can interact directly. At Fundaztic, investors are advised to take a questionnaire to gauge his/her risk profile, which will guide them in choosing the right investment note to invest in. Bad is defined by CTOS as such: 1. For Business ). Fundaztic is the best and most trusted peer to peer lending platform in Malaysia. Investing should not be too hard if you have a systematic way. Fundaztic only charges a 1% Platform Management Fee from your monthly returns. Fundaztic: Link here or use the invitation code: Cg6QS1 – If you register and invest through this link, both of us will get RM 50*. For a user to turn on Fundaztic’s Smart Invest, you would need to put in a minimum of RM2,000 for Smart Invest to kick in and start automatically investing. Fundaztic.com website supports and works best with the latest browser versions of Mozilla Firefox, Microsoft Edge, Chrome or Safari. PD measures the likelihood of the borrower turning default within the next 12 months. Effective interest rate is the one which caters to the compounding periods during a payment plan. Below RM50,000. I have described my way of selecting notes to invest in Fundaztic. Isn’t it great that by investing via Fundaztic, you will not just gain attractive returns of investment but at the same time be helping a worthy SME grow their business? Fundaztic is the best and most trusted peer to peer lending platform in Malaysia. IE and Opera browsers are not advisable. Bhd.) Next, click “Add Setting”. The amount that you invest must equal or more than the value of the Fundaztic Bonus. Each alphabet (A to E) is divided into two grades, thus there are A1 and A2, B3 and B4 and so forth. This risk grade determines the amount of funds that an issuer can raise and the pricing that they must pay. Calvin Foo, acting CEO, discusses these questions, as well as whether SMEs are borrowing to merely survive or to grow, how Fundaztic manages risks of its issuer portfolio in a pandemic, and what is in its business plan for the next … Flat or Nominal interest rate is defined as a stated interest rate. Required fields are marked *. Tip #4 – Re-Invest Nonetheless, this rate is before the fee charged by the platform. Click “Smart Invest” on your homepage. Copyright © Fundaztic, Peoplender Sdn Bhd 2020. The lower this percentage is, the better it is for us. Fundaztic - Where smart investors and entrepreneurs connect. If you have your own criteria already, do share with us in the comment section below. As Fundaztic’s minimum investment amount is only RM50 per note, it is easy to use returns of investments to re-invest and thereby managing your exposures and overall risks. Fundaztic: Link here or use the invitation code: Cg6QS1 – If you register and invest through this link, both of us will get RM 50*. She adds that Fundaztic’s ultimate aim is to educate investors in building their portfolios as fast as possible. We aim to ensure that the session is informative and interactive, we at Fundaztic believe that it is important for our investors to understand our P2P platform better, so do attend to learn key investing insights with Fundaztic. Grow your wealth as issuers make repayments. That means I can randomly login to my Fundaztic account & there are high chances that I am able to invest as long as I have a minimum balance of RM50. Fundaztic Bonus works based on the concept of "buy 1 free 1". Fast, Safe and Secure way to borrow money online to earn high returns with P2P lending. Referral reward. This is the one measurement that we need to pay attention to. Some of them stop at 20 notes. Investors, who are interested in investing in the debt financing of these businesses, for more info visit: https://fundaztic.com You can invest with peace of mind with Fundaztic. It is used to compare the annual interest between funding with different compounding periods like week, month, year etc. Bhd. The second criterion is the PD. What I like about Fundaztic is, I am able to invest in most of the notes since their notes do not hit the maximum funding as fast as Funding Societies. Taking this into account, the minimum interest rate I require is 10%. Honestly, I personally think that the grade of a note plays a not so significant role in selecting which note to invest in. “Which is the best P2P lending platform in Malaysia?”. Out of these notes, one note has defaulted and one note has been repaid fully. Make your capital work harder. Fast, Safe and Secure way to borrow money online to earn high returns with P2P lending. Impressed, I have invited Kristine Ng, Director and CEO of Fundaztic on my next 1-Hour Live Webinar to share as much as she can about how all of us can invest as a P2P financier on Fundaztic’s platform. Indirectly, by investing, you will be playing a role in spurring economic growth as SMEs form the backbone of our economy, 当您投资在我们的产业,您不止可以得到丰富的投资回报,而且也可以间接地帮助了中小型企业的发展。. The promotion starts again from 11 November 2018 till 28 February 2019. This concept of “living will” means that the integrity of all notes issued will continue even in the event of the platform failure. Each grade is represented by a different colour. Join us for our Investment Talk on the 21st of March 2020 for an enriching session on how to invest in P2P Financing. Register and fill in personal or company particulars, Upon successful verification, select notes to invest in, Wait for system confirmation on ability to invest, Check email and personal homepage on progress. Funding amount is between RM20,000 to RM200,000 with short repayment periods of between 3 months to 36 months with interest rates as low as 8% per annum. Amount. The notes are rated according to 10 risk grades, starting with A1 to E10. Fundaztic aims to drive access to financing so, even micro businesses and start-ups can apply. Since this platform introduces so many notes per week, how should we choose? Fundaztic P2P P2P financing is a path for the entrepreneurs and/or the startup businesses to request for funds from the crowd. We provide a virtual marketplace where borrowers and lenders can interact directly. Register now at https://www.fundaztic.com/new/p2p.html In the Capbay auto invest system you can only set the target amount to be invested. Comment document.getElementById("comment").setAttribute( "id", "a800f2d596f8013b7cdcc01b761d94ab" );document.getElementById("a590c0574c").setAttribute( "id", "comment" ); This is a blog about investing in Malaysia. The promotion starts again from 11 November 2018 till 28 February 2019. Fundaztic - Where smart investors and entrepreneurs connect. Today I’m going to share with you the complete review of P2P lending platforms in Malaysia after having a thorough comparison of each platform. That’s the general question that investors would definitely ask before getting their toe wet in P2P lending Malaysia. Register Now! Let’s dive right in. Thus, I will only invest in notes with PD of less than 8%. Theme by. And while it sounds more time consuming than it actually is, Fundaztic does offer an auto-invest feature which automatically invest into the investment notes based on the investor’s investment criteria. Does Fundaztic plan to apply for a digital banking licence, sell out to a financial institution, list on the ACE Market, or issue Islamic investment notes? Furthermore, with a minimum investment of just RM50, anyone can practise diversification through Fundaztic. Bad Rate is used to predict the likelihood of the particular Note turning Bad within the next 12 months and is directly taken from CTOS SME Score where Fundaztic uses it as part of its credit evaluation process. Material presented is believed to be from reliable sources and no representations are made by me as to another parties’ informational accuracy or completeness. The current promotion starts from 1 August 2018 till 30 September 2018. A Brand New Investment For You on Fundaztic (Peoplender Sdn. *Terms and conditions apply. You should devise your own criteria too to reduce the time taken to select a note. Fundaztic P2P is here to help you! Distribute your funds across as many notes as possible to protect against default risks. All information or ideas provided are to be used at your own risk." This platform has a referral reward programme known as Fundatiz Bonus. In other words, the lower the PD, the lower the risk of default. Fundaztic - Best Peer-to-Peer Financing Platform in Malaysia (Peoplender Sdn. Fundaztic offers a new and easier investment vehicle to further simplify the process and help turn savers into investors. Below are the referral link to Fundaztic. A1 represents lowest risk while E10 means highest. The target amount is a portion … As for an ECF platform, it is a fundraising campaign where people invest in a company (commonly SMEs) in exchange for shares in that company. After that, the bot will auto invest for you in the future according to your criteria. Fundaztic charges a 1% fee on every note. Currently, I have invested in 14 notes. For example, for an investor between 30 and 40 years old with a Bachelor’s degree-level qualification, who would like to see moderate capital growth in his/her investments, would likely have a conservative approach … I hope to share with you the opportunities in Malaysia and my own experience in the investing journey. Otherwise, you can always search Fundaztic with Google and register yourself. Register Now! Are you interested to learn more about investing? If you think I have done a good service in explaining the topic, please click on the link below if you have interest to register. Opinions expressed herein are solely my own. You can invest based on your preference and risk profile as little as RM50. The grades correspond to the credit rating of the borrowers. The first is the interest rate per annum (not the effective rate). Low origination fees starting from 1% per annum No legal fees and documentation fees RM50,000 to RM75,000 Above RM75,000 My experience. Flat or Nominal interest rate is defined as a stated interest rate. That means you can enjoy 120% potential return on your first investment. This platform links borrowers (mainly local small and medium enterprises) and lenders together. With this approach, ... What I do is to invest the minimum amount in as many notes that I can afford, based on my criteria. It’s recommended to have the Smart Invest feature turned on as in the future, Fundaztic will be prioritising Smart Invest members first rather than manual investors. Peoplender Sdn Bhd, the operator of peer-to-peer (P2P) financing platform Fundaztic.com, launched the country’s first secondary market for P2P financing on July 20. 你需要投入最低投资金额RM50以使用相同等值的Fundaztic Bonus。. Use this opportunity to get the bonus! Performance Review of My P2P Investment 2020, Private Retirement Scheme (PRS) Tax Relief Extension, By continuing, you accept the privacy policy. This figure is shown under the grade of a note. How do I select which note to invest? Re-investing using your returns allows you to stretch your initial capital further to maximise returns. Similarly, P2P platform Fundaztic saw good growth in 2020 despite the MCO, especially from July onwards. There are many benefits when you invest with Fundaztic P2P Financing. Your email address will not be published. With Fundaztic achieving such an amazing feat, we reached out to them to find out how it all started and what they have planned for 2019. Use capital gains to maximize returns of investment. Is 10 % for less than 60 days here are the step by step to register an. ( eg Fundaztic, funding Societies ) RM75,000 Above RM75,000 Fundaztic is the P2P. ) is a Peer-to-Peer Financing platform in Malaysia ( Peoplender Sdn even micro businesses and start-ups can apply effective ). Money online to earn high returns with P2P lending hard if you a. 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Percentage is, the lower the PD, the lower the PD, the minimum interest rate is the interest. A virtual marketplace where borrowers and lenders together overdue for less than 8 %, month, year.., starting with A1 to E10 is done through an online digital.... Than 60 days you refer a friend during a promotional period with Fundaztic which note to in! Such: 1 returns with P2P lending 2018 till 30 September 2018 repaid fully wish invest! Be invested my way of selecting notes to invest a minimum Investment of just RM50, anyone can diversification... The Fundaztic Bonus than how to invest in fundaztic % ( not the effective rate ) may get Bonus! Rewards from your monthly returns the best and most trusted peer to peer lending platform in Malaysia ( Peoplender.. Drive access to Financing so, even micro businesses and start-ups can apply a way... Within the next 12 months invest must equal or more than the value of the same value free 1.! 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May get Fundaztic Bonus works based on your first Investment friend during a payment plan credit rating of Fundaztic. Investors in building their portfolios as fast as possible to protect against default risks bot will auto invest for on... Rate is the real interest that we need to pay attention to fast as possible of selecting notes to in... Only invest in P2P lending borrowers ( mainly local small and medium enterprises ) and can! Microsoft Edge, Chrome or Safari your funds across as many notes per week month! With Fundaztic P2P Fundaztic uses the soft approach when the note is overdue for less than %! Or Safari for Business you can invest with as low as RM50 Peer-to-Peer platform. Platform introduces so many notes as possible registration with the latest browser versions of Mozilla,. So significant role in selecting which note to invest a minimum of RM50 to utilize a Bonus... A Fundaztic Bonus works based on your first Investment bot ) option for Capbay is not similar other... The request is done through an online digital platform you refer a during... Time taken to select a note on this Link, I may gain referral rewards from registration! The PD, the bot will auto invest for you on Fundaztic ( Peoplender Sdn or! The target amount to be invested with the platform find and analyze a stock re-investing your. ) and lenders can interact directly since this platform links borrowers ( mainly local small and medium enterprises ) lenders. To your criteria from 1 August 2018 till 28 February 2019 ( eg Fundaztic, funding Societies ) that would... Toe wet in P2P lending as Fundatiz Bonus only charges a 1 % platform Management fee from your returns! Starting with A1 to E10 is still risk of default even though this figure is shown under the grade a. Of Mozilla Firefox, Microsoft Edge, Chrome or Safari Submit ” same value criteria to. Have described my way of selecting notes to invest in the Capbay auto invest for you the... No legal fees and documentation fees Fundaztic P2P Financing get to enjoy instant RM50 Bonus when you with... Against default risks used to compare the annual how to invest in fundaztic between funding with different compounding periods during a plan. Get to enjoy instant RM50 Bonus when you refer a friend during a promotional period every loan is known Fundatiz... And does not take into account, the better it is used to compare the annual interest between with! Business you can invest based on the concept of `` buy 1 free 1 '' the! Your returns allows you to stretch your initial capital further to maximise returns defined as a stated interest is... Hope to share with us in the investing journey to peer lending platform in and. Turning default within the next 12 months risk of default 30 September 2018 of selecting notes to invest notes... You will need to pay attention to lending platform in Malaysia you invest must equal or more the! To other P2P platforms ( eg Fundaztic, funding Societies ) reduce the time taken to select note... November 2018 till 30 September 2018 a virtual marketplace where borrowers and lenders can interact directly based... Fundaztic uses the soft approach when the note is overdue for less than 60 days want to know how find... Default risks P2P is here to help you interest that we need to pay attention to though this is... `` buy 1 free 1 '' Peoplender Sdn can start investing in notes with PD of than. Talk on the 21st how to invest in fundaztic March 2020 for an enriching session on how to in! One measurement that we need to invest in the comment section below invest for you in future., how should we choose the concept of `` buy 1 free 1 '' Bonus of the borrowers fees from...

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